Invest Account Services means the investment advisory services provided by Greenlight Advisors as a Registered Investment Advisor and the brokerage services provided by DriveWealth as a broker-dealer. You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. Routing numbers are nine-digit numbers that identify your bank or credit union in a financial transaction. You also have a right to obtain a twenty-four (24) month written history of Card Account transactions by calling 888-483-2645 or by writing us at Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. ; US Bank online banking - You'll be able to get your US Bank routing number by logging into online banking. If you have subscribed to a Card Plan with Invest Account Services and have established an Invest Account with DriveWealth, if we are unable to collect your Monthly Fee after 60 days, Greenlight Advisors may direct DriveWealth to sell all securities registered in your name through the Greenlight program and apply the proceeds first to pay us any past due Monthly Fees as well as any other past due fees under this Agreement, and then to pay any remaining balance to you. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. When we attempt to contact you, we may identify ourselves, our relationship and our purpose for contacting you even if others might hear or read it. Further, any amounts you elect to transfer from your Card Account to your Invest Account will no longer be available in your Card Account unless funds are later transferred from your Invest Account to your Card Account as described above. c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard Notwithstanding the above, Greenlight may refuse to accept any Referred Customer, and such decision shall be at the sole discretion of Greenlight. Patents Pending. The Card is not a credit card. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. Our business days are Monday through Friday, excluding federal holidays, even if we are open. If you need more information about our error-resolution procedures, contact us at the telephone number or address shown below in Customer Service. Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. Routing numbers are sometimes referred to as an American Bankers Association routing transit number or an ABA RTN. The format of check transit number - XXXXX - YYY The first 5 digit is called branch transit number and identifies the exact branch of the bank. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Different banks and credit unions issue . If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. 026009593. Greenlight Advisors means Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight and a Securities and Exchange Commission (SEC) registered investment advisor. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. The account number (11 digits) identifies your individual account. 89-16 Jamaica Avenue Woodhaven, New York 11421 718.847.6333 Any references todaysfound in this Agreement are calendar days unless indicated otherwise. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. Offer subject to change at any time. The cardholder agrees to sign the back of the Card immediately upon receipt. Greenlight is a financial technology company, not a bank. *Greenlight Core and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. Welcome to Community Federal Savings Bank CFSB BANK MOBILE APP Stay connected, enjoy peace of mind Download the CFSB Bank app and simplify your banking. An ABA (American Bankers Association) routing number is the first number sequence that appears on the bottom left of your paper checks. Get Started Read how we use and collect your information by visiting our Privacy Policy. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. The Primary Accountholder may revoke such authorization at any time by terminating enrollment in the Greenlight Services. Notwithstanding any language in this Arbitration Provision to the contrary, no arbitration may be administered, without the consent of all parties to the arbitration, by any Administrator that has in place a formal or informal policy that purports to override the Class Action Waiver. Compare Chase with Greenlight, side-by-side. All such disputes must be addressed and handled directly with the merchant from whom those goods or services were provided. You agree to retain, verify, and reconcile your transactions and receipts. READ THIS ARBITRATION PROVISION CAREFULLY. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. The Invest Account Services are not available for any Card Accounts enrolled in the Greenlight Select Plan. My child doesn't have a . Upon the expiration of the applicable hold period, any funds held for a particular transaction that are not settled will be made available to the Card Account. Any translation of this Agreement is provided for your convenience. For car rental transactions, the applicable hold may last up to forty-five (45) days. The menu is given in both English and Spanish. Search routing number or part of a bank name, e.g. As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. Here are some of the ways to find your number online: On this page - We've listed the US Bank routing number for checking accounts and wire transfers. Sign in to your bank account and go to "account information" or "account summary." The routing. Method 1 Locating Your Account Number 1 Find the 2nd series of numbers on the bottom of a check if you have one. a. If you do not notify us in writing within sixty (60) days after you become aware of the transaction and/or after the transaction history was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time and you are grossly negligent or fraudulent in the handling of your Card. Mail us Green Dot, P.O. Investing involves risk and may include the loss of capital. ; Fedwire - You can look up your routing number on the . If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. Refer a Member Win $250 or More! The daily limit on ATM cash withdrawal transactions for each Secondary Account is $100.00, which limit includes (i) the amount of the requested withdrawal(s); plus (ii) any fees imposed by us, Greenlight, or any ATM operator in connection with the requested withdrawal(s). Neither the Issuer nor Greenlight is responsible for the delivery, quality, safety, legality or any other aspects of goods or services that you purchase from others with a Card. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. An Invest Account is a Primary Accountholders broker-dealer account established with DriveWealth with the assistance of Greenlight Advisors as registered investment advisor. DriveWealth means DriveWealth, LLC, an SEC registered broker-dealer and member of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Like all other financial institutions, Green Dot requires your accounting number and routing number for all transactions. Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. Some merchants may require payment for the remaining balance in cash. Holiday hours may apply. Under the Investing for Parents Lite feature, the Primary Accountholder will solely be able to invest in a select number of Exchange Traded Funds (ETFs) (initially 10) that have been chosen by Greenlight Advisors to represent different levels of risk matching the different risk tiers that are recommended by Greenlight Advisors based on the Primary Accountholders responses to initial screening questions regarding risk tolerance and investment horizon. We do not waive our rights by delaying or failing to execute them at any time. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. Dollars. Never share your PIN with anyone. Each routing number is made up of nine digits. Routing number = 000127601. Only Greenlight Max and Infinity families can earn 1% cash back on spending monthly. In all cases, the Primary Accountholder (and not the Secondary Cardholder or child) will be the owner of the broker-dealer account established with DriveWealth for buying and selling Equities. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the merchant may preauthorize the transaction in advance for an estimated amount to ensure there are sufficient funds available to cover tips or incidental expenses incurred. This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. During the hold period, you will not have access to the preauthorized amount. Under the Investing for Parents feature, each Primary Accountholder will be permitted to set up an Invest Account in the Primary Accountholders own name and will be able to access all of the features described in connection with Investing for Kids feature above. Greenlight does not hold any consumer funds; any funds that you may add to your Card Account are solely held by Community Federal Savings Bank unless transferred to your Invest Account held by DriveWealth in order to make purchases of equity securities. Personal checks, cashiers checks, and money orders sent to the Issuer are not an acceptable form of loading. 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. You may use your Card to purchase or lease goods or services everywhere Mastercard debit cards are accepted as long as you do not exceed the value available on your Card Account. In the case of a Recurring Entry for a load amount from a Funding Account to the Primary Account that repeats on regular intervals, the ACH Authorizer will designate the Funding Account(s), the amount to be loaded, and the frequency (e.g., weekly or monthly) through the Greenlight application. Finally, the simplest way to find your Bank of America routing number is to call or visit your bank. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. This Arbitration Provision shall survive the repayment of all amounts owed under this Agreement any legal proceeding and any bankruptcy, to the extent consistent with applicable bankruptcy law. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. The first four digits "0530" tells you where the bank is located. Our Liability for Failure to Complete Transactions, Your Liability for Unauthorized Transfers, Information About Your Right to Dispute Errors, Information About Your Right to Dispute Errors, No Warranty Regarding Goods or Services as Applicable, Fee Schedule and Balance/Transfer Limitations, Do Not Sell or Share My Personal Information. Any other exception stated in our Agreement with you. The kids' and teens' banking app with investing. The purpose of Green Routine: Let go of the last point and focus on the current point. By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. It is also known as check routing number and MICR Code. It is also referred to as an RTN, a routing transit number or an ABA routing number and can be easily be found printed on the bottom left side of your check. 062000080. You will have the ability to switch Card Plans from time to time; provided, however, that you will not be able to enroll in the Greenlight Select Plan or the Greenlight + Invest Plan unless otherwise specified in this Agreement. Next, enter the recipient's name, email address, and memo, phone number, and the amount to send. Some merchants do not allow cardholders to conduct split tender transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. For electronic fund transfers the routing number format is a leading zero, the . The steps are given below. We're here to help. For security reasons, we may limit the amount or number of transactions you can make on your Card. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. Member FDIC. Investing involves risk and may include the loss of capital. We leverage our personal experience and knowledge to bring clarity to your financial decisions. f. Prohibition Against Certain Proceedings:IF YOU OR WE ELECT TO ARBITRATE A CLAIM: (1) NEITHER YOU NOR WE MAY PARTICIPATE IN A CLASS ACTION IN COURT OR IN CLASS-WIDE ARBITRATION, EITHER AS A PLAINTIFF, DEFENDANT, OR CLASS MEMBER; (2) NEITHER YOU NOR WE MAY ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN AN ARBITRATION; (3) CLAIMS BROUGHT BY OR AGAINST YOU MAY NOT BE JOINED OR CONSOLIDATED WITH CLAIMS BROUGHT BY OR AGAINST ANY OTHER PERSON; AND (4) THE ARBITRATOR SHALL HAVE NO AUTHORITY TO CONDUCT A CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ARBITRATION, OR MULTIPLE-PARTY ARBITRATION. Each Administrator charges fees to administer an arbitration proceeding and the arbitrator also charges fees. YOU ACKNOWLEDGE THAT GREENLIGHT ADVISORS AND DRIVEWEALTH ARE UNAFFILIATED THIRD PARTIES TO COMMUNITY FEDERAL SAVINGS BANK WITH RESPECT TO THE INVEST ACCOUNT SERVICES. Any translation provided may not accurately represent the information in the original English. Please note: all direct deposits must be from the child's employer and in the child's name. You will be notified of any change in the manner provided by applicable law prior to the effective date of the change. How do I send money back to my funding source from my Greenlight account? You must notify us to revoke permission for any person you previously authorized to use a Card. Your Card and your obligations under this Agreement may not be assigned, except as permitted by this Agreement. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. Type the name of your bank and "routing number" into a search engine. 2. Cash Reward Program A Better Way to Buy or Sell. If you request a Physical Card, your Physical Card will automatically be activated when you select a PIN following Physical Card receipt in the manner described under Personal Identification Number below. We can make no representations and warranties about the nature of your Invest Account(s) which will be held by DriveWealth, and we encourage you to review all of the DriveWealth agreements and disclosure documents further described under Invest Account Services below. Physical Card. A routing number can also be written in a "Transit Number - Institution Number" format when it is meant for MICR - encoded paper payments. You may not use your Card(s) for gambling, including online gambling, or any illegal transaction. The party asserting the Claim (theClaimant) may select the Administrator. Otherwise as necessary to fulfill our obligations under this Agreement. If your checking account comes with paper checks, this is one of the first places you can look for your bank routing number. Our ATM withdrawal fees are in addition to any fees which may be imposed by (i) Greenlight; and/or (ii) the owners of ATMs or other networks for the use of their terminals. If you use your Physical Card at an automated fuel dispenser (pay at the pump), the merchant may preauthorize the transaction for an amount up to $100 or more. For example, we may contact you by mail, telephone, email, fax, recorded message, text message, or by using an automated dialer device. Copies of the documents used in the investigation may be obtained by contacting us at the phone number or address listed at the beginning of this section. You are wholly responsible for the use of each Card according to the terms and conditions of this Agreement. You will also need to provide personal information in order to verify your identity during the registration process. The check will typically have the 9 digit routing number down on the bottom left of the check. 1. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner.